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Enter your vehicle details and list all performance, cosmetic, or engine modifications.
Compare quotes from UK specialist insurers with like-for-like replacement options.
Select your policy and enjoy peace of mind knowing your custom investment is protected.
If you have customized your vehicle with aftermarket enhancements—whether for performance tuning, aesthetics, sound systems, or accessibility—standard car insurance policies may not cover the full cost of your custom parts. Modified car insurance is tailored to protect custom vehicles and ensure all declared modifications are fully covered.
Specialist modified car insurance covers a wide array of aftermarket upgrades:
Failing to declare even minor modifications (like aftermarket alloy wheels or tinted windows) can render your insurance policy completely void in the event of an accident or theft. Declaring all modifications when comparing quotes ensures full legal compliance and guaranteed claim settlement.
"Modifying your vehicle makes it uniquely yours. Finding a specialist insurer offering like-for-like replacement cover ensures your custom parts and performance enhancements are fully protected."
Yes, cosmetic modifications such as custom body kits or vinyl wraps can increase insurance premiums as they make the car more attractive to thieves or more expensive to repair.
Like-for-like cover ensures that if your modified parts are damaged in an accident, your insurer will replace them with equivalent custom parts rather than standard manufacturer parts.
Yes, security modifications such as Thatcham-approved alarms, immobilizers, and GPS tracking devices actively reduce your premium.