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CONVICTED DRIVERS CAR INSURANCE

  • Compare Convicted Driver Insurance Quotes From Specialist UK Insurers
  • Cover for SP30, IN10, DR10, TT99 & motoring conviction codes
  • Simple form, takes under 2 minutes to get your quotes
Convicted Driver Car Insurance Hero

Compare trusted top UK insurers including:

Admiral Insurance Hastings Direct 1st Central Direct Line RAC Insurance Budget Insurance Collingwood Insurance Zenith Insurance

How to get back on the road...

Get quotes in less than 2 minutes

Step One
Enter conviction details

Fill in details about your vehicle and conviction history (DVLA codes & dates).

Step Two
Compare specialist quotes

Compare tailored quotes from UK insurance providers specializing in high-risk cover.

Step Three
Get covered & save

Select the policy that fits your budget and rebuild your clean driving record.

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Convicted Driver Insurance Overview

Having a motoring conviction, penalty points on your license, or a past driving disqualification can make finding affordable car insurance challenging. Standard mainstream insurers often charge high premiums or decline cover altogether. Specialist convicted driver insurance connects you with understanding UK underwriting brokers who assess your actual risk fairly.

Common motoring conviction codes covered

Specialist insurers compare policies for a wide variety of DVLA motoring endorsements:

  • SP30 / SP50 Speeding Offences: Exceeding statutory speed limits on public roads or motorways.
  • IN10 Uninsured Driving: Using a motor vehicle without third-party insurance coverage.
  • DR10 / DR20 Drink or Drug Driving: Driving or attempting to drive with alcohol or drug level above limit.
  • TT99 Totting Up: Disqualification due to accumulating 12 or more penalty points within 3 years.

How to lower car insurance premiums after a conviction

  • Consider a Telematics Black Box Policy: Proving ongoing safe driving habits through telematics can offset past conviction surcharges.
  • Drive a lower insurance group vehicle: Choosing a modest, low-engine-capacity car reduces overall risk profile.
  • Complete an advanced driving course: Courses like Pass Plus or IAM RoadSmart show commitment to safe driving.

"A driving conviction does not have to keep you off the road. Comparing specialist UK high-risk insurers ensures you secure fair, transparent cover while building back your clean driving history."

FAQs for Convicted Driver Insurance

Do I have to declare unspent convictions when getting an insurance quote?

Yes. Under UK insurance regulations, you must disclose all unspent motoring convictions. Failing to disclose convictions can invalidate your insurance policy.

When does a motoring conviction become spent in the UK?

Under the Rehabilitation of Offenders Act, most endorsement points become spent after 5 years, though drink driving (DR10) endorsements must be disclosed for 11 years.

Can I get car insurance after a driving ban?

Yes. Once your disqualification period has ended and your driving license is reinstated by the DVLA, specialist UK brokers offer tailored coverage to get you back on the road.

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