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IMPORTED CARS INSURANCE

  • Compare Japanese (JDM) & American Grey Import Car Insurance Quotes
  • Cover for left-hand drive (LHD), high performance & rare specifications
  • Simple form, takes under 2 minutes to get your quotes
Imported Cars Insurance Hero

Compare trusted top UK insurers including:

Admiral Insurance Hastings Direct 1st Central Direct Line RAC Insurance Budget Insurance Collingwood Insurance Zenith Insurance

How to insure your imported vehicle...

Get quotes in less than 2 minutes

Step One
Enter vehicle specifications

Fill in details about your imported vehicle (JDM, US muscle, Euro LHD, engine capacity).

Step Two
Compare import brokers

Compare quotes from UK specialist import underwriters with agreed valuation terms.

Step Three
Drive with peace of mind

Lock in your competitive rate and enjoy driving your unique imported vehicle.

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Imported Cars Insurance Overview

Importing a vehicle into the UK—whether a Japanese Domestic Market (JDM) icon, an American muscle car, or a European left-hand drive (LHD) classic—gives drivers access to rare performance and specification levels unavailable in UK showrooms. However, standard mainstream insurers often struggle to assess non-UK specification cars. Specialist imported car insurance guarantees comprehensive protection tailored to non-standard vehicles.

Grey imports vs Parallel imports

Understanding your vehicle's import classification helps secure the right insurance policy:

  • Grey Imports: Vehicles manufactured outside the European Union (typically Japan or North America) that do not conform to UK/EU type approval.
  • Parallel Imports: Vehicles built within the EU to standard European specifications and brought into the UK through non-official distribution channels.

Key coverage features for imported vehicles

  • Specialist OEM Replacement Parts: Covers the cost of shipping genuine replacement parts directly from overseas manufacturers.
  • Left-Hand Drive (LHD) Coverage: Full protection tailored for driving LHD vehicles on UK roads without penalizing surcharges.
  • Agreed Valuation Option: Protects rare or discontinued import models against unfair standard depreciation write-off assessments.

"Importing a non-UK specification vehicle gives you access to legendary performance and styling. Specialist import car insurance guarantees replacement parts and skilled repair networks without delay."

FAQs for Imported Cars Insurance

Why are grey imports more expensive to insure in the UK?

Grey imports often feature higher engine outputs, non-standard security systems, and require imported replacement body panels, leading standard insurers to rate them higher.

Is left-hand drive (LHD) car insurance harder to find?

While mainstream providers may add surcharges for LHD vehicles, specialist import insurance brokers offer standard competitive rates for left-hand drive cars.

Do I need an IVA test before insuring an imported car?

Vehicles imported under 10 years old must pass an Individual Vehicle Approval (IVA) test to be registered with the DVLA, and specialist transit insurance is available during testing.

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