Specialist Motorbike & Scooter Insurance Quotes
- Compare motorcycle quotes from 25+ top UK bike insurance specialists
- Riders could pay as little as £256* per year
- Quick & hassle-free quote process completed in under 2 minutes
- Tailored policies for sports bikes, cruisers, scooters, commuters & classics
Three Steps to Compare Motorbike Insurance...
Find the right cover for your ride in less than 2 minutes
Provide your motorbike registration, riding experience, security devices, and annual mileage.
Compare tailored quotes from top UK motorcycle insurers side by side.
Select your preferred cover tier, add optional helmet & leathers protection, and ride with peace of mind.
Specialist Cover for Motorbikes, Scooters & Moped Riders
Motorbike insurance is a statutory requirement for riding motorcycles, scooters, mopeds, and trikes legally on UK roads. Designed to account for rider exposure, high-performance power-to-weight ratios, and specialist security needs, rider-focused motorcycle insurance ensures you and your machine stay fully protected.
Third-Party, TPFT & Comprehensive Motorcycle Options
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Third-Party Only (TPO) Bike Cover: The basic legal minimum covering injury or property damage caused to other people.
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Third-Party, Fire & Theft (TPFT): Combines third-party cover with financial protection if your bike is stolen or damaged by fire.
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Comprehensive Bike Insurance: The ultimate protection, covering your bike for accidental damage, vandalism, collisions, and third-party claims.
Coverage Features for Bike, Leathers & Gear
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Helmets & Protective Clothing Cover: Replaces damaged leather suits, helmets, boots, and gloves following a road accident.
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Pillion Passenger Liability: Extends policy coverage to protect passengers riding on the back of your motorcycle.
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UK & European Touring Cover: Extends comprehensive protection for motorcycle road trips across Europe.
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Track Day Rider Endorsement: Optional cover for organized track days at licensed UK circuits.
What Affects Motorcycle Insurance Prices in the UK?
Motorbike insurance costs vary based on bike engine capacity (cc), power rating, rider age, licence type (CBT vs Full A Licence), annual mileage, and security devices. Storing your motorcycle in a locked garage and securing it with Sold Secure ground anchors dramatically reduces theft risk premiums.
Finding the Best Quote for Your Bike
Finding competitive motorbike insurance on Clarity Compare is fast and simple. Submit your registration, rider history, security measures, and annual mileage to review quotes from leading UK motorcycle insurers.
Filing a Motorcycle Incident Claim
If you experience an accident or theft, contact your motorcycle insurer immediately. Take detailed photos of the scene, bike damage, and gear to support swift claim settlement.
Effective Tips for Reducing Bike Insurance Premiums
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Use Sold Secure Approved Chains & Disc Locks: Securing your bike with Sold Secure Gold/Diamond locks and ground anchors significantly lowers theft risk ratings.
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Garaged Overnight Storage Discount: Storing your motorcycle in a locked, brick-built garage overnight unlocks the best insurer rates.
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Complete Advanced Riding Qualifications: Passing advanced riding qualifications (RoSPA or IAM RoadSmart) demonstrates superior riding skills and lowers renewal costs.
"Riding offers ultimate freedom on the open road. Specialist motorbike insurance protects your bike, riding gear, and financial security on every ride."
Motorcycle Insurance Questions Answered
Do I need motorbike insurance if riding on a CBT?
Yes. Compulsory Basic Training (CBT) riders must hold valid motorcycle insurance, display L-plates, and adhere to engine capacity limits (up to 125cc).
Is my leather riding suit and helmet covered under standard motorcycle insurance?
Not automatically. You usually need to add "Helmet & Protective Leathers" cover as an optional extra to ensure gear replacement after a collision.
Does bike insurance cover me to ride other motorcycles?
Some comprehensive policies include "Riding Other Bikes" (ROB) cover on a third-party basis, but this varies by insurer and rider age. Always check your certificate of insurance.
Ready to Hit the Roads?
Save time, protect your ride, and compare specialist motorbike, scooter, and moped insurance quotes.
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