Bespoke Insurance for Kit Cars & Custom Builds.
- Compare kit car quotes across specialist UK underwriters online
- Build-in-progress protection, agreed valuation & optional track day cover
- Takes under 2 minutes to get your quotes online
Three Steps to Insure Your Kit Car & Build...
Find specialist kit car underwriters online in under 2 minutes
Detail your kit manufacturer, engine setup, build status, and storage.
Filter quotes offering build phase cover, agreed valuation, and spares protection.
Select your tailored policy and enjoy peace of mind on the road or in the garage.
Bespoke Cover for Hand-Built & Custom Kit Vehicles
Kit car insurance is designed specifically for hand-built, replica, and component vehicles like Caterham, Westfield, Cobra replicas, and custom kit projects. Built from component packages or donor vehicles, kit cars demand specialist insurance that accounts for build hours, custom fabrications, and unique performance characteristics.
In-Construction & Road-Legal Kit Car Options
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Build-up & In-Construction Cover: Protects components, chassis, tools, and body panels while your kit car is being built in your garage.
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Completed Road-Legal Kit Car Cover: Full road insurance for IVA-passed, DVLA-registered kit vehicles for UK and European driving.
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Track Day Endorsement Cover: Optional policy add-on covering organized track day sessions at UK circuits.
Tailored Benefits for Custom Builders & Owners
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Agreed Valuation Payout: Locks in a agreed valuation figure reflecting the total cost of components, donor parts, and build labor hours.
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Dismantled & Component Storage Cover: Covers spare parts, unattached bodywork, and specialist tools against fire and theft during assembly.
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Specialist Kit Repair Network: Access to specialist kit car fabricators and engineers for collision repairs.
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Salvage Retention Option: Allows builders to retain vehicle remains following an accident to salvage custom components.
How Kit Car Premiums Are Evaluated
Kit car insurance is often surprisingly affordable because kit owners drive limited annual leisure miles and maintain their vehicles carefully. Premiums are determined by IVA registration status, engine power-to-weight ratio, annual mileage limits, garage security, and build valuation.
Getting Your Custom Build Properly Insured
Finding custom kit car insurance via Clarity Compare is fast and convenient. Submit your vehicle details, build status, and driver background to review tailored quotes from UK kit car insurance specialists.
What Happens When You Need to Make a Kit Car Claim?
If an accident occurs, contact your insurer straight away. Because kit cars feature unique fabrications, claims managers will liaise directly with your chosen specialist builder or component supplier.
Money-Saving Ideas for Kit Car Enthusiasts
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Document Your Entire Build Process: Keep receipts, build logs, and high-resolution photos of every assembly stage to substantiate your Agreed Valuation.
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Store in a Secure Locked Garage: Kit car underwriters almost universally require locked garage storage for non-use periods.
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Limit Annual Leisure Mileage: Setting an accurate annual mileage limit (e.g. 3,000 miles) delivers substantial premium savings.
"Building a kit car is a labor of love. Specialist kit car insurance protects every hour of craftsmanship and component investment you put into your custom machine."
Everything You Need to Know About Kit Car Cover
Can I insure my kit car while it is still under construction?
Yes. In-construction or build-up insurance covers chassis, engine, body panels, and tools against theft, fire, and accidental damage before the car is road-legal.
What documentation is needed for an Agreed Valuation on a kit car?
Insurers generally request detailed photographs, build receipts, IVA test certificate, and an evaluation form completed by a recognized kit car club or expert appraiser.
Does kit car insurance cover track days?
Standard road policies exclude track use, but many specialist UK kit car insurers offer single or annual track day add-ons for circuit driving.
Ready to Hit the Roads?
Save time, protect your custom build, and secure specialist insurance tailored for kit car enthusiasts.
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