Collingwood Buildings/
38 Collingwood Street
Newcastle
NE1 1JF GB
We all want to have reassurance that our loved ones will be cared for when we are no longer here. Losing someone you love is never easy, and you don't want to deal with any added financial pressures of losing someone. This is what Over 50s Life Cover is there for. To reassure you, you have a fixed monthly payment and a guaranteed cash payout, so you will leave support behind, not stress.
Complete your application in just minutes, only needing a few basic details and no lengthy forms or medical tests.
A friendly GP will offer advice whenever you need it.
Keep your monthly payments to a minimum whilst ensuring that your family has help to cover funeral expenses or bills outstanding when you pass.
No medical questions. You can voluntarily answer two health questions, which may lower your premium.
The amount is based on age at entry.
If you die as a result of an accident, your payout will double.
If you are diagnosed with a terminal illness after two years, you can claim 50% of the payout early.
Death from accident - Payout has effect from day one and pays if the death is within 30 days of the event.
Death from non-accidental causes - Premiums refunded if the death occurs within the qualifying period.
Simply put, it’s life insurance for over-50s. Over 50s Life Cover guarantees your loved ones a cash payout when you die, to help with funeral costs, estate debts or support for family members.
Absolutely, if you’re within the age limit, your acceptance is not subject to any medical questions.
No, but if you’re happy to answer just two quick questions, you could qualify for lower monthly premiums.
A 24/7 helpline that connects you to a qualified GP over the phone, providing fast and reliable advice on any issues you may be experiencing.
Yes, you’re allowed to choose a monthly amount that you feel comfortable paying, and your cover amount will be adjusted downwards.