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United Kingdom

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  • United Kingdom
  • patrick@claritycompare.com
  • +44 (793) 486-4416

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Protection Cover for Minor Bumps and Scrapes

Don't let small dents and scratches reduce your vehicle's appearance and, therefore, its value. Some minor cosmetic damage can rust or wear over time. Minor Surface Damage Protection can help you get on and sort whatever minor repairs you have quickly and without fuss.

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Quick and Easy Protection - Get a Policy Quickly

It takes just a few basic details to get yourself signed up, and it's far quicker than the hassle of waiting around filling out long forms.

Budget-Friendly

Cost-effective cover for everyday drivers

Affordable premiums

Designed for affordability

Up to 3 claims annually

Reassurance when it matters

Drive with confidence

Minor damage will not stop you on your journey

This Cover Works Best For

Eligible Vehicles and Drivers:

  • Cars, vans, SUVs, motorbikes and motorhomes registered in England, Wales or Scotland
  • Drivers with a policy of motor insurance who do not currently have cosmetic damage cover
  • Vehicles under 5 years old and under 60,000 miles
  • Standard-manufactured paint finishes only

When This Policy May Not Be Right:

  • Your vehicle already has visible dents or scratches at the time your policy commences
  • Your vehicle is older than 5 years or has reached 60,000 miles or more
  • The vehicle has any custom or non-standard paintwork.
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Why Choose Scratch & Dent Cover with Clarity Compare?

At Clarity Compare, we strive to make cheap cosmetic damage insurance easy. No confusing terms, just a simple online cover in minutes. It happens all the time, small bumps and scrapes, particularly with larger vehicles and tight city parking. Whether it’s your pride and joy or a leased vehicle, a little dent can be annoying.
That’s why we partner with approved smart repair specialists nationwide. Most repairs are done quickly, frequently in a few hours, and in some cases on your driveway.
With Cosmetic Damage Insurance, you’re protected from the little accidents in life, so you can keep your car looking its best.

Don’t let small dents or scratches ruin how your car looks – or its value. Even small cosmetic damage can develop into rust or wear over time. With our simple, low-price surface damage cover, you can rectify small repairs quickly and without worry.

Frequently Asked Questions – Scratch & Dent Insurance

1. What is scratch and dent insurance?

Scratch and dent insurance covers minor cosmetic damage, including small dents, scratches, and chips, that occurs to your vehicle’s paintwork or bodywork. It is designed to keep your vehicle looking well presented without affecting your no-claims discount. 

This usually covers light cosmetic damage to your vehicle’s exterior, including scratches, scuffs, paint chips, and small dents. Typically, major structural damage or accidents are not covered. 

You can usually make three claims a year, depending on the terms of your policy. Each claim is set up with the intention to quickly and simply deal with small cosmetic damage. 

Yes, most repairs would be completed by an approved smart repair specialist who will often be able to complete the work at your home or workplace within a couple of hours. 

Yes, scratch and dent insurance is perfect for leased or financed vehicles, as it will cover you for extra charges for cosmetic damage to a vehicle when returning it.

To be eligible, your vehicle must be no more than 5 years old, must have less than 60,000 miles, and must be registered in England, Wales, or Scotland. Vehicles with bespoke paintwork or vehicles with existing damage may not be eligible.

No, scratch and dent cover is a separate policy, and any claims you make on this policy will not add to your main motor insurance and won’t affect your no-claims discount.

If your car gets minor cosmetic damage, simply call your scratch and dent cover provider, and they will get in touch with an approved repair specialist at a time and location to suit you.

If you want to keep your car looking good, help maintain its value, or want to avoid paying for costly repairs, scratch and dent insurance is a great option for you – especially if you frequently drive and park in busy city locations.