It’s not just a little scratch - even a small scratch can affect the look and the value of your car. A small chip or scratch can get worse if not treated, and the result can be rust and higher repair costs. Our Minor Damage Cover protects your vehicle from everyday wear and tear without the hassle and high cost of a trip to the body shop.
This cover protects you against nasty cosmetic issues, meaning you can keep your car looking good and professional for the road.
Quick, Simple Protection - Get Covered Fast
From just —--- a month - Affordable and budget-friendly cover
Easily sign up in minutes - No appointment required
Up to 3 claims per year - Reliable support when you need it most
Cars, vans, SUVs, motorbikes and motorhomes that are registered in England, Wales or Scotland.
Drivers with a motor insurance policy that does not protect against cosmetic damage.
Cars that are less than 5 years old and have less than 60,000 miles.
Cars with standard manufacturer paintwork.
Not suitable if:
Your vehicle has scratches, dents or chips already present.
It is over 5 years old or has been driven more than 60,000 miles.
The paint finish is custom or non-standard.
Why Choose Scratch & Dent Cover from Clarity Compare?
At Clarity Compare, we make it easy to find the right protection. No confusing jargon and no hidden catches - just helpful, straightforward cover when you need it! Every day bumps and scrapes are part of everyday driving nowadays, especially when you drive in highly dense urban areas, or are parking in tight parking bays. Perhaps it's your pride and joy, or maybe it's a leased vehicle. Either way, our policies will help you maintain a strong and perfect exterior with these minor inconveniences.
Tailored for driving instructors
Protect the car that represents your business every day.
Quick and easy to buy online
No time wasted with paperwork and lengthy forms - get cover arranged in minutes.
Covers everyday cosmetic damage
Covers scratches, dents, and paint chips to keep your vehicle looking professional.
Peace of mind keeps you safer on the road
Covers tight parking spaces, narrow roads, and careless drivers.
Nationwide repair network
Engage trusted experts throughout the UK.
Fast, convenient repairs
Most repairs can be completed in a few hours to keep your car off the road.
Mobile repair options
Some repair technicians can come to you as an added convenience.
Frequently Asked Questions
1. What does Scratch & Dent Insurance mean?
It covers cosmetic repairs for minor damage like scrapes, dents, paint chips, and scuffs, which helps keep your car looking the way you like it without impacting your main insurance.
2. Is Scratch & Dent coverage really worth it?
Yes, one small repair at a body shop can always end up costing more than a whole year of coverage. This coverage saves money and keeps your car looking great.
3. What is the excess per claim?
You’ll pay a small fixed excess per claim, which will be much less than the excess on a standard vehicle insurance policy.
4. Is there a limit to how many claims I can make?
Yes, there is a limit of up to three claims per year, which still offers you regular protection.
5. Don’t I have coverage under my primary car insurance?
Most primary car insurance policies do not include smaller cosmetic damages or carry larger deductibles. Scratch & Dent will fulfil this void at an affordable cost.
6. Will this cover a car that has custom, non-factory body paint?
No, this coverage is only offered for a vehicle that has paint from the manufacturer.