I N S U R E N
United Kingdom

Office Address

  • United Kingdom
  • patrick@claritycompare.com
  • +44 (793) 486-4416

Pinterest

Social List

Adventuring with Piece of Mind - Compare Touring Caravan Cover Today

Your touring caravan is not just transport, it is your home away from home. It allows you to be off on your next adventure when you are ready. Whether you are heading off for a quick weekend getaway or you are taking a long-distance trip around the UK, having the right insurance gives you peace of mind throughout.

At Clarity Compare, we allow you to compare insurance policies from some of the UK's biggest insurance providers quickly, so you can find the right flexible and affordable cover in a matter of minutes.

  • Start a Quote in less than 5 minutes
  • Cover Theft, Fire, Accidents and More
  • Policies to fit your budget and lifestyle
  • Unlock benefits when you choose through Clarity Compare
Start a Quote
Hero Character

What is Included with Touring Caravan Insurance?

An all-round insurance product does not just cover your caravan. It will also protect your possessions and your travel experience. Standard cover will usually consist of coverage for:

Theft Protection - Covers your caravan if it is stolen when parked at a campsite, storage site or your driveway.

Break-in & Contents Theft – Gives you financial protection if anything inside your caravan is stolen or damaged during a break-in to your caravan.

Interior Damage – Covers the fixtures, fittings and appliances that are damaged in an accident.

Exterior Damage – Covers dents, scratches and damage by the weather.

Public Liability – This is useful if you accidentally injure another person or damage their property while using your caravan.

Total Loss Cover – Replacement or settlement should your caravan be damaged beyond repair.

Why Use Us

What is Not Generally Covered?

While many insurance policies offer wide-ranging cover, the following are some exclusions you will find in most policies:


Negligence – You left your windows open, doors unlocked or did not use a miner-approved lock.

Awnings Left Unattended – Damage to awnings for no valid reason, where you have left the awning erected.

Unregistered Storage Locations – You are covered for loss under your policy; however, the loss occurred at a site not declared on your policy.

Unsecured Outdoor Items – Contents that have been stolen from outside of your caravan.

Generator-Related Problems – Damage to portable generators or damage done by portable generators.

Wear & Tear – General ageing and maintenance issues.

Infestations or Damp – Damage caused by pests, learning, mould, or insufficient ventilation.

Touring Caravan Insurance Cover Options


Choosing the right level of cover provides you with the protection you need without paying more than you have to. The major interest covered options are:

Replacement-as-New Cover

1. Provides you with a brand-new equivalent if you have had a claim for your caravan being lost or written off.
2. Available only for caravans within the age limit set by the insurer - usually between 5 and 15 years.
3. Must have insured value, equal to the cost to obtain a new replacement.

Market Value Cover

1. Covers the current second-hand value at the time of the claim.
2. Cheaper for older caravans.
3. Reflect the age, depreciation, and condition of your caravan.

How to Save on Touring Caravan Insurance

Looking for some decent cover at a reasonable price? Try some of the following advice to save some money:

Choose a Smaller Caravan or Lower Value Caravan

A lower value caravan means a lower risk of loss.

Choose Secure Storage

Storing on sites registered and approved by CaSSOA can both reduce risk and your premium.

Boost Security

Wheel clamps, hitch locks, alarms, and/or trackers will all help you avoid a claim and, therefore, lower your premium.

Build up a No-Claims Discount

If you remain claim-free, you will build up discounts over time.

Join a Caravan Club

Membership can unlock exclusive discounts.

Take a Towing Course

If you can demonstrate that you have undertaken some certified experience, it may help you reduce the cost.

Be Selective with Add-ons

Don’t pay for extras that you do not need.

Compare with Clarity Compare

Simply visit the site, enter your caravan details and price ranges and find the best deal at the best price, in under a few minutes.

Testimonials

What Our Customers Say?

"Clarity Compare made the entire process so easy! I found great car insurance in minutes and saved over £200 compared to my renewal quote."

Lucy H.

"I wasn’t sure where to start with life insurance, but their platform and expert advice gave me clarity and confidence. Highly recommended!"

Mark J.

"I loved how simple and quick it was to compare travel insurance. I found a perfect deal and felt fully covered for my trip."

Ayesha K.

"Their customer support is top-notch. I had questions about home insurance, and the team guided me without any pressure. Fantastic service!"

Tom R.

"The best part was how transparent everything felt. No hidden fees or confusion—just honest comparisons and great value."

Natalie W.

What Affects the Price of Touring Caravan Insurance?

When you ask for a quote, insurers will consider the following:

Caravan Type, Value & Size

The larger the caravan and the more expensive, the higher the premium.

Location of Storage

The more secure the storage is, the lower the risk of damage or loss, so this is reflected in the cost you pay.

Security Features

The more security features the caravan has, the lower the premium.

Driver Profile

The driver’s profile, including the driver's age, claims history and driving history, all impact the cost of insurance because this provides a picture of risk to the insurer.

Towing Experience

Showing that you have completed some courses and/or have had towing experience can sometimes help impact your insurance.

Policy Choices

Level of cover, excess, and add-ons all affect the price.

Touring Caravan Insurance – FAQs

1. Is caravan insurance legally required?

No, it isn’t legally required, but most caravan parks and lenders expect you to have some form of cover. But it is highly recommended to protect your caravan and its contents.

It would be rare to find a home policy that covers caravans. Some home insurance policies may cover a limited number of personal possessions you keep inside your caravan, but proper caravan insurance offers a far more reliable type of cover.

Car insurance will generally cover third-party liability when towing, but not damage to the caravan itself. This is where caravan insurance comes in, and it is best to get proper cover.

Insurance coverage will vary depending on the value of your caravan, storage, location, driving history, and experience. Clarity Compare is your best option to find the best deals on the market.

No, motorhomes need separate insurance as they are a motorised vehicle as well as accommodation.